Improving Risk-Based Supervision Tools and Technics for Central Bank of Azerbaijan
Date Issued
2015-08-07
Author(s)
Tahirov, Rustam
Abstract
Financial regulatory agencies — regulatory agency regulating and supervising of financial institutions
Bank supervisor - employees of Banking Supervision Department of the regulatory agency assessing risk profile of specific bank
Systemic importance of a bank - is determined by its' potential negative impact on a banking system in case of bankruptcy (or serious business difficulties etc.)
Systemic risk- A systemic risk is a risk that an event will cause a loss of confidence in the financial system that might generate adverse consequences for the financial system and real economy
CAMEL - An international bank-rating system where financial regulatory agency assess and rate banks per five factors:
C - Capital
A - Asset
M - Management
E - Earnings L - Liquidity
Bank supervisor - employees of Banking Supervision Department of the regulatory agency assessing risk profile of specific bank
Systemic importance of a bank - is determined by its' potential negative impact on a banking system in case of bankruptcy (or serious business difficulties etc.)
Systemic risk- A systemic risk is a risk that an event will cause a loss of confidence in the financial system that might generate adverse consequences for the financial system and real economy
CAMEL - An international bank-rating system where financial regulatory agency assess and rate banks per five factors:
C - Capital
A - Asset
M - Management
E - Earnings L - Liquidity